Personal Finance

Average student loan debt costs college graduates five extra years to homeownership GoodCall's analysis on the cost of student loans and home-buying finds that it takes graduates with the average student loan debt of $28,950 about 5 years longer...

Identity theft occurs when someone steals your personal information to use for criminal purposes. This may include pretending to be you to use or open accounts, file fake tax returns or conduct other activities falsely in your name. When it comes...

New or used? "Drive me, love me, buy me." That's the call of a just-out-of-the-factory-and-off-the-truck automobile, the kind with that smell. But something else smells, too, and it's the price on the sticker (assuming there even is a...

If you're still in college, you may think a credit score is something you can worry about later. But like we mentioned earlier, your credit impacts much more than buying a house or car. Most relevant to you as a college student? The fact that your...

Fintech, or financial technology, encompasses a wide of companies using software to provide financial services. Financial technology companies are generally characterized as being startups created to disrupt existing financial models and the larger...

"Young people should begin saving for retirement as soon as they begin working, especially if their employer provides a 401(k) match. That match is free money. The most important element in retirement savings is time. Every precious week, month,...

First, before you start seriously saving, set a goal for how much you want to save - whether that's a big goal, like retirement or a down payment on a house, or a small goal, like a new pair of shoes. Consider how much you want to save, and how...

Here are a few other things to keep in mind when looking for the card that’s right for you: Don’t apply for a bunch of cards at once. That will cause multiple hits on your credit report and lower your score. Do plenty of research, look up...

Traditional banks: These are for-profit financial institutions that are licensed by the government to receive deposits and make loans. Banks also offer other services like online banking, wealth management and retirement planning. Traditional banks...

Saving for retirement or saving for college is tough, but when you try to save for both at the same time, it can be a real challenge. Both require purposeful attention, not to mention a significant investment over time, explains John Schmoll,...

The cornerstone of any good financial plan is budgeting. Without a budget, you can’t account for how much money you’re making, spending, or saving - or make sure you're staying on track to reach your goals. Making a budget basically...

LENDER VAR. INTEREST RATES FIXED INTEREST RATES MIN. LOAN AMOUNT LOAN TERMS (YEAR) APPLICATION 2.39% – 7.68% 3.74% – 7.74% $10,000 5, 10, 15, 20 4.75% – 7.35% 2.88% – 6.13% $5,000 5 – 15 2.55% –...

Scholarships should be top of mind when you decide how to pay for college. Check out GoodCall®’s scholarship search engine to start your quest for ways to pay for college without loading up on school loans. Why start with scholarships? They...