Personal Finance


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Category Home / Home Buying

GoodCall’s 2016 Report on the Real Cost of Student Loans

Average student loan debt costs college graduates five extra years to homeownership GoodCall's analysis on the cost of student loans and home-buying finds that it takes graduates with the average student loan debt of $28,950 about 5 years longer...

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Category Personal Finance

How to Protect Yourself From Identity Theft & Fraud

Identity theft occurs when someone steals your personal information to use for criminal purposes. This may include pretending to be you to use or open accounts, file fake tax returns or conduct other activities falsely in your name. When it comes...

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Category Personal Finance

The GoodCall Guide to Cracking the Code on Buying a Car

New or used? "Drive me, love me, buy me." That's the call of a just-out-of-the-factory-and-off-the-truck automobile, the kind with that smell. But something else smells, too, and it's the price on the sticker (assuming there even is a...

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Category Personal Finance

Build Good Credit Early: Life Hacks for Boosting Your Credit Score as a College Student or Recent Graduate

If you're still in college, you may think a credit score is something you can worry about later. But like we mentioned earlier, your credit impacts much more than buying a house or car. Most relevant to you as a college student? The fact that your...

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Category Personal Finance

The Rise of Fintech – What You Need to Know & Financial Services Now Offered

Fintech, or financial technology, encompasses a wide of companies using software to provide financial services. Financial technology companies are generally characterized as being startups created to disrupt existing financial models and the larger...

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Category Personal Finance

2017 Best Credit Cards for Building Credit

Here are a few other things to keep in mind when looking for the card that’s right for you: Don’t apply for a bunch of cards at once. That will cause multiple hits on your credit report and lower your score. Do plenty of research, look up...

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Category Personal Finance

GoodCall Expert Panel: How to Start Saving for Retirement Now

"Young people should begin saving for retirement as soon as they begin working, especially if their employer provides a 401(k) match. That match is free money. The most important element in retirement savings is time. Every precious week, month,...

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Category Personal Finance

Automating Savings: Grow Your Savings Account Faster With These 8 Steps

First, before you start seriously saving, set a goal for how much you want to save - whether that's a big goal, like retirement or a down payment on a house, or a small goal, like a new pair of shoes. Consider how much you want to save, and how...

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Category Personal Finance

Banks vs. Credit Unions – What Are the Benefits and Which Is Better?

Traditional banks: These are for-profit financial institutions that are licensed by the government to receive deposits and make loans. Banks also offer other services like online banking, wealth management and retirement planning. Traditional banks...

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Category Personal Finance

How to Balance Saving for Retirement With Saving for College

Saving for retirement or saving for college is tough, but when you try to save for both at the same time, it can be a real challenge. Both require purposeful attention, not to mention a significant investment over time, explains John Schmoll,...

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Category Personal Finance

GoodCall’s Millennial Guide to Personal Finance

The cornerstone of any good financial plan is budgeting. Without a budget, you can’t account for how much money you’re making, spending, or saving - or make sure you're staying on track to reach your goals. Making a budget basically...

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Category Personal Finance

Refinance Student Loans to Reclaim Your Life

LENDER VAR. INTEREST RATES FIXED INTEREST RATES MIN. LOAN AMOUNT LOAN TERMS (YEAR) APPLICATION 2.78% – 8.63% 3.74% – 8.24% $10,000 5, 10, 15, 20 4.13% – 7.38% 4.65% – 7.75% $5,000 5 – 15 2.81% –...

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Category Personal Finance

Paying for College – Scholarships and Private Student Loans

Scholarships should be top of mind when you decide how to pay for college. Check out GoodCall®’s scholarship search engine to start your quest for ways to pay for college without loading up on school loans. Why start with scholarships? They...

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