Personal Finance


Hottest Resources

11557 Views

Category Home / Home Buying

GoodCall’s 2016 Report on the Real Cost of Student Loans

Average student loan debt costs college graduates five extra years to homeownership GoodCall's analysis on the cost of student loans and home-buying finds that it takes graduates with the average student loan debt of $28,950 about 5 years longer...

Read More
9264 Views

Category Personal Finance

How to Protect Yourself From Identity Theft & Fraud

Identity theft occurs when someone steals your personal information to use for criminal purposes. This may include pretending to be you to use or open accounts, file fake tax returns or conduct other activities falsely in your name. When it comes...

Read More
8764 Views

Category Personal Finance

The GoodCall Guide to Cracking the Code on Buying a Car

New or used? "Drive me, love me, buy me." That's the call of a just-out-of-the-factory-and-off-the-truck automobile, the kind with that smell. But something else smells, too, and it's the price on the sticker (assuming there even is a...

Read More
7319 Views

Category Personal Finance

Build Good Credit Early: Life Hacks for Boosting Your Credit Score as a College Student or Recent Graduate

If you're still in college, you may think a credit score is something you can worry about later. But like we mentioned earlier, your credit impacts much more than buying a house or car. Most relevant to you as a college student? The fact that your...

Read More
4642 Views

Category Personal Finance

GoodCall Expert Panel: How to Start Saving for Retirement Now

"Young people should begin saving for retirement as soon as they begin working, especially if their employer provides a 401(k) match. That match is free money. The most important element in retirement savings is time. Every precious week, month,...

Read More
4082 Views

Category Personal Finance

The Rise of Fintech – What You Need to Know & Financial Services Now Offered

Fintech, or financial technology, encompasses a wide of companies using software to provide financial services. Financial technology companies are generally characterized as being startups created to disrupt existing financial models and the larger...

Read More
3136 Views

Category Personal Finance

Automating Savings: Grow Your Savings Account Faster With These 8 Steps

First, before you start seriously saving, set a goal for how much you want to save - whether that's a big goal, like retirement or a down payment on a house, or a small goal, like a new pair of shoes. Consider how much you want to save, and how...

Read More
1637 Views

Category Personal Finance

2017 Best Credit Cards for Building Credit

Here are a few other things to keep in mind when looking for the card that’s right for you: Don’t apply for a bunch of cards at once. That will cause multiple hits on your credit report and lower your score. Do plenty of research, look up...

Read More
1263 Views

Category Personal Finance

Banks vs. Credit Unions – What Are the Benefits and Which Is Better?

Traditional banks: These are for-profit financial institutions that are licensed by the government to receive deposits and make loans. Banks also offer other services like online banking, wealth management and retirement planning. Traditional banks...

Read More
1133 Views

Category Personal Finance

GoodCall’s Millennial Guide to Personal Finance

The cornerstone of any good financial plan is budgeting. Without a budget, you can’t account for how much money you’re making, spending, or saving - or make sure you're staying on track to reach your goals. Making a budget basically...

Read More
1121 Views

Category Personal Finance

How to Balance Saving for Retirement With Saving for College

Saving for retirement or saving for college is tough, but when you try to save for both at the same time, it can be a real challenge. Both require purposeful attention, not to mention a significant investment over time, explains John Schmoll,...

Read More