Get a 551 Area Code Number for Your Local Business in New Jersey
November 28, 2025

551 Area Code: Get a Local Phone Number for Northeastern New Jersey

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The 551 area code covers a dense, vital region of Northeastern New Jersey, making it an essential choice for businesses seeking a credible local presence in the region’s key finance, pharmaceuticals, logistics, and corporate headquarters centers.

Getting a 551 number helps companies build trust, improve call response rates, and connect more effectively with customers across the Jersey City, Hoboken, Hackensack, and broader Bergen County areas. The 551 area code is an overlay for the 201 area code and borders the 973/862 and 732/848 area codes.

What is 551 Area Code?

The 551 area code is a telephone area code in the North American Numbering Plan (NANP) serving a critical region of Northeastern New Jersey. It primarily covers the highly dense urban and suburban areas directly adjacent to New York City.

It includes the cities of Jersey City, Hoboken, and Hackensack and covers Hudson and Bergen counties, as well as parts of Essex and Passaic counties. The 551 area code was created on December 1, 2001, as an overlay for the original 201 area code, which was one of the first area codes assigned in 1947. 

  • State: New Jersey
  • Major Cities/Areas: Jersey City, Hoboken, Hackensack, Union City, West New York, Bayonne
  • Time Zone: Eastern Time Zone (ET)
  • Established: 1947
  • Overlay Area Code: 201
  • Primary Uses: Residential lines, neighborhood businesses, major academic institutions, healthcare facilities, and local mobile numbers.

Population & Demographics of 551 Area Code

The 551 area code is an overlay that encompasses the highly dense Northeastern New Jersey region, including Hudson County and the city of Jersey City. Jersey City, which serves as the largest population center in this numbering plan area, has an estimated 2025 population of 305,540 and is currently growing at an annual rate of 0.9%.

The local economy of the region is characterized by a strong median household income. In Jersey City, the median household income is $94,813, and the average per capita income is $70,977. The city's poverty rate stands at 15.62%.

Demographically, Jersey City's population is highly diverse:

  • White residents make up 28.73%.
  • Asian residents make up 25.78%.
  • Black or African American residents make up 21.45%.
  • Two or more races make up 13.64%.
  • Other race residents make up 9.64%.

551 Area Code Time Zone

The 551 area code serves the densely populated Northeastern part of New Jersey, encompassing the suburbs directly across the Hudson River from New York City. It covers key metropolitan areas like Jersey City, Hackensack, and Hoboken. 

It is an overlay for the original 201 area code, meaning 10-digit dialing is required for all calls. It is located entirely within the Eastern Time Zone (ET). The 551/201 area code borders several other New Jersey area codes, including 973/862 to the west and 732/848 to the south.

Business Importance of 551 Area Code

The 551 area code adds local trust and credibility, making it valuable for local businesses. Here’s how a business number with the 551 area code is important for your business:

Why Local Numbers Build Trust

When customers see a local 551 area code number, they immediately recognize it as part of their community. This familiarity creates trust and reduces hesitation to answer calls. Research shows that consumers are more likely to pick up calls from numbers with local area codes compared to unfamiliar or out-of-state numbers.

For small businesses, using a local area code 551 number shows commitment to serving the community. For larger enterprises, it signals accessibility and helps build stronger relationships with regional customers.

Enterprise Businesses That Benefit From a Local 551 Number

Some well-known enterprises that would benefit from a local 551 number include:

Finance & Banking

A local area code number helps banks improve trust and call response for fraud alerts, loan processing, branch outreach, and wealth-management communication across this major "Wall Street West" financial center.

  • Goldman Sachs: Maintains a large corporate and technology presence in the waterfront financial district of Jersey City.
  • JPMorgan Chase: Has significant back-office, technology, and wealth management operations located in Jersey City.
  • Bank of America: Operates large commercial banking and technology campuses in nearby regions, serving clients throughout the area.
  • Fidelity Investments: Provides brokerage and financial services with major regional offices serving the New York metro area from locations in New Jersey.
  • Kearny Bank: A large regional community bank headquartered in Fairfield, with extensive branch networks across the 551 service area.

Healthcare

Goodcall can help hospitals and clinics improve appointment confirmations, patient coordination, and triage communication across the dense, highly populated Northern New Jersey counties.

  • Hackensack University Medical Center (Hackensack Meridian Health): A leading academic medical center and large employer located in Hackensack.
  • Jersey City Medical Center (RWJBarnabas Health): A major trauma and teaching hospital serving the critical population of Jersey City.
  • Englewood Hospital: A well-known medical center located in Englewood, providing specialized medical services to Bergen County.
  • Holy Name Medical Center: A comprehensive, community-focused hospital located in Teaneck.
  • New Bridge Medical Center: The largest hospital and licensed nursing home in New Jersey, located in Paramus.

Logistics & Transportation

Streamlines delivery coordination, reduces missed drop-offs, and strengthens customer callback reliability for operations tied to the Port of NY/NJ.

  • Port Authority of NY & NJ: Manages key cargo terminals like Port Jersey Marine Terminal in Bayonne and Jersey City and the vast Port Newark-Elizabeth Marine Terminal, which heavily relies on 551 region personnel and services.
  • APM Terminals: Operates one of the largest container terminals on the East Coast in Elizabeth, adjacent to the 551 area's logistical hubs.
  • Maersk (North America): A global shipping giant with major offices and operational facilities supporting its North American logistics near the ports in the region.
  • Polo 4PL Logistics: Provides comprehensive logistics services, including warehousing and cross-docking near Newark, Elizabeth, and Jersey City.
  • Samsung Fire and Marine Insurance: Maintains its US operations office in Ridgefield Park, often linked to the high-volume shipping and insurance needs of the ports.

Information Technology

Localized support lines help tech companies deliver faster service, sales responses, and customer onboarding for an area with strong ties to FinTech and telecom.

  • Verint Systems: A global tech company specializing in customer engagement and security, with regional offices in the area.
  • Fiserv: A major FinTech and payment processing company with significant regional operations supporting financial institutions in Jersey City and the metro area.
  • CoreLogic: A leading provider of data and analytics for the property and finance industries, with a large regional presence.
  • New Jersey City University (NJCU): Located in Jersey City, it is a key source of IT talent and maintains strong ties to local tech businesses.

Insurance

Local numbers build trust for claims, policy updates, and underwriting communication in this dense, high-value real estate market.

  • Selective Insurance Group: A national P&C insurer that maintains a strong regional presence serving the state from its New Jersey roots.
  • Admiral Indemnity Company: Maintains operations in Parsippany, serving specialized insurance needs throughout the region.
  • Selective Auto Insurance Co. of NJ: Focused on the state's auto insurance market, with regional offices across the area.
  • Chubb/Cigna/Prudential: These major insurance and finance corporations have high-profile corporate, technology, and administrative centers located throughout the surrounding Northern New Jersey region, heavily utilizing the 551 area code workforce.

How to Get a 551 Area Code Number?

Setting up your 551 area code number with Goodcall is quick and straightforward. Here’s how it works:

  1. Sign Up: Create your account with Goodcall using basic business details.
  2. Select Your Plan: Choose the pricing plan that best matches your company’s needs.
  3. Complete KYC: Verify your identity and business information for compliance.
  4. Pick a Number: Browse the available 551 numbers and select the one you want.
  5. Customize Agent: Set up your AI-powered answering agent with greetings, call routing, and voicemail preferences.
  6. Go Live: Activate your number and start receiving calls immediately.

Benefits of Using Goodcall for 551 Area Code

Choosing Goodcall means more than just getting a local number; it means equipping your business with tools to handle calls efficiently.

  • 24/7 Availability: Ensure no customer call is missed.
  • AI Answering Services: Professional, automated responses for smoother communication.
  • Cost-Effective: Flexible pricing designed for small to enterprise-level businesses.
  • Scalable Solutions: Upgrade features as your business grows.
  • Local Credibility: Build customer trust with a recognizable area code.

With these advantages, Goodcall makes it easier for you to manage calls and focus on growing your business.

Pricing Plans for Local Numbers

Our local 551 area code numbers come with affordable pricing plans designed to fit every business size. We offer flexible pricing options that scale with your needs, whether you’re a startup or an established enterprise. Additionally, you can save 30% on annual subscriptions, giving your business more value at a lower cost.

Nearby Area Codes to 551

Areas Area Code
Jersey City, Hackensack, Hoboken, Bayonne, Englewood 201
Newark, Paterson, and Jersey City 862
Newark, Paterson, Clifton, Passaic, Morristown 973

FAQs

What is the 551 area code, and where is it located?

The 551 area code is located in New Jersey, specifically in the northeastern part of the state, serving major cities like Jersey City, Hoboken, and Hackensack. It is an overlay for area code 201 and covers parts of Hudson and Bergen counties, which border New York City. 

What cities does the 551 area code cover?

The 551 area code covers cities in northeastern New Jersey, primarily in Hudson and Bergen counties, including Jersey City, Hackensack, Union City, Bayonne, and Fort Lee.

What time zone is area code 551 in?

The area code 551 is in the Eastern Time Zone (ET) of the United States.

Does the 551 area code get spam calls?

Like any area code, spam and robocalls do occur, but using a trusted business provider like Goodcall helps filter unwanted calls.

Which types of businesses benefit most from a local 551 number?

Local service providers, tech companies, restaurants, real estate agents, and startups benefit from a 551 number, as it boosts local trust and visibility.

How can I get a local 551 area code number for my business?

You can get a 551 number easily by signing up with Goodcall, choosing your plan, and selecting your preferred local number.

Can I forward calls from my 551 number elsewhere?

Yes. With Goodcall, you can forward calls to any phone, ensuring you never miss a customer inquiry.

How much does it cost to get a 551 area code number?

Goodcall plans are affordable and flexible, at $66 per month per agent annually.

Is the 551 area code toll-free?

No, 551 is not a toll-free area code. It’s a geographic code for New Jersey, designed to give businesses a trusted local identity. Toll-free numbers in the US typically begin with prefixes such as 800, 888, 877, or 855.

Last updated:
November 28, 2025

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