The 324 area code serves the same geographic region as 904 in northeastern Florida, including key areas such as Jacksonville and surrounding communities like Duval, St. Johns, and Nassau. Known for its mix of coastal tourism, expanding business districts, and residential growth, this region plays a vital role in Florida’s First Coast economy and offers strong opportunities for local business presence.
As an overlay of the 904 area code, the 324 region shares the same geographic coverage and was officially introduced on February 26, 2024, to meet the increasing demand for new phone numbers. Businesses in this region use the 324 area code to establish a modern local identity while ensuring seamless communication in a competitive and fast-growing market.
What is 324 Area Code?
The 324 area code is a telephone area code in the North American Numbering Plan (NANP) serving the northeastern region of Florida in the United States. It primarily covers key cities such as Jacksonville, St. Augustine, and Fernandina Beach, along with surrounding coastal and suburban communities that are part of the state’s growing First Coast region.
It was officially introduced on February 26, 2024, as an overlay to the 904 area code to meet the increasing demand for new telephone numbers. The 324 area code serves multiple counties, including Duval, St. Johns, and Nassau, and is closely associated with major industries such as logistics, tourism, healthcare, and port-related trade.
- State: Florida
- Major Cities/Areas: Jacksonville, St. Augustine, Fernandina Beach, Orange Park, and Jacksonville Beach.
- Time Zone: Eastern Time Zone (ET)
- Established: 2024
- Overlay Area Code: 904 area code
- Primary Uses: Residential lines, coastal tourism businesses, logistics and port operations, healthcare services, local retail, and regional commercial enterprises.
Regions Covered by 324 Area Code
The 324 area code encompasses a growing and economically important region of northeastern Florida, serving as a key communication identifier for both coastal and inland communities. This area code was introduced as an overlay to the 904 area code to meet the increasing demand for new telephone numbers across the region.
Here is a comprehensive breakdown of the major cities and areas covered by the 324 area code:
Population & Demographics of 324 Area Code
The population within the 904 area code, which now shares the same geographic region as the 324 area code, is approximately 1.6 million according to the 2020 Census (source). Jacksonville, the largest city in this area, has seen significant population growth, with an increase of nearly 130,000 residents over the past decade. Nassau County's population grew by 7% from 2020 to 2022, and St. Johns County had over 306,000 residents as of July 2022.
Demographically, the area is predominantly White (around 60–65%), followed by Black or African American residents (about 20%) and a growing Hispanic population of roughly 9–10%. The median age is around 39–40 years, reflecting a balanced mix of working-age residents and families. Economically, the region shows moderate-to-strong income levels, with median household incomes generally ranging between $70,000 and $75,000, supported by a mix of urban employment, military presence, healthcare, and tourism-driven industries.
324 Area Code Time Zone
The 324 area code is located entirely within the Eastern Time Zone (ET). During standard time, it observes Eastern Standard Time (EST), which is UTC-5. During daylight saving time, it follows Eastern Daylight Time (EDT), which is UTC-4, typically from March to November. Since 324 serves the same geographic region as 904, both area codes operate on the same time schedule year-round.
Business Importance of 324 Area Code
The 324 area code, which serves Northeast Florida alongside the 904 area code, helps businesses establish a strong local presence in one of Florida’s fastest-growing regions, including Jacksonville, St. Johns, Nassau, and surrounding counties. As an overlay code, it allows companies to expand communication capacity while still maintaining a recognizable local identity.
Why Local Numbers Build Trust
Local phone numbers make your business feel familiar and relevant to nearby customers, increasing the chances your calls are answered. They signal a local presence, which builds credibility and reduces hesitation from potential customers. This results in better engagement and higher conversion from inbound calls.
- Increases call answer rates
- Builds credibility and local familiarity
- Improves customer trust and conversions
Enterprise Businesses That Benefit From a Local 324 Number
Several enterprise businesses operating in the 324 area code benefit from having a local number to strengthen regional credibility and improve business communication.
Finance & Banking
The 324 area code helps financial institutions in Northeast Florida build trust through a recognizable local presence, improving customer response rates and strengthening client relationships. AI call handling for financial services enables faster inquiry resolution, better lead capture, and an improved customer experience. Some of the leading enterprises in the 324 area code region include
- VyStar Credit Union: One of the nation's largest credit unions; new local branches or specialized department lines may be assigned 324 numbers
- Fidelity National Information Services (FIS): Headquartered in Jacksonville, FIS is the world's largest provider of banking and payments technology.
Healthcare & Medical Services
Healthcare providers in the 324 area code region use local numbers to improve patient communication, reduce missed appointments, and streamline access to hospitals and clinics. Appointment scheduling helps manage bookings and patient follow-ups more efficiently. Some of the leading enterprises in the 324 area code region include:
- UF Health Jacksonville: It is a premier academic health center and Level I trauma center serving Northeast Florida with advanced care and research.
- Ascension St. Vincent’s: It operates multiple campuses across Duval and Clay counties, offering primary, specialty, and urgent care services.
Logistics & Transportation
The 324 area code supports logistics and transportation companies by improving coordination across shipping, freight, port operations, and delivery networks. It plays a key role in Jacksonville’s position as a major trade and transportation hub in the southeastern United States. Some of the leading enterprises in the 324 area code region include
- CSX Transportation: Headquartered in Jacksonville, it is a leading North American rail supplier providing essential freight transportation and supply chain services.
- Crowley Maritime: A Jacksonville-based company specializing in marine solutions, energy, and logistics services globally.
Information Technology & Media
Technology and media companies in the 324 area code benefit from localized communication channels that support customer service, sales, and digital operations. Jacksonville’s growing tech ecosystem is supported by financial technology, media, and digital service firms. Some of the leading enterprises in the 324 area code region include
- Cydian Group: A newer IT services firm based in Jacksonville.
- IT Ninjas: A local tech support and IT services provider with a focus on small to medium-sized businesses.
Insurance & Professional Services
Insurance companies and professional service firms use the 324 area code to establish a trusted local presence for claims handling, consulting, and advisory services. It improves customer confidence and ensures faster communication in high-volume service environments. Some of the leading enterprises in the 324 area code region include
- Brightway Insurance: One of the nation's largest personal lines insurance retailers, with multiple local agencies like Brightway Riverside.
- Dun & Bradstreet: A global leader in business decisioning data and analytics, headquartered in Jacksonville since 2021.
How to Get a 324 Area Code Number?
To get a local 324 number for your business, Goodcall makes the setup process fast, simple, and fully automated. Here’s how it works:
- Sign Up: Create your Goodcall account using your business email or phone number.
- Select Your Plan: Choose a monthly or annual plan based on your call volume and feature needs.
- Complete KYC: Verify your business identity to activate local calling services.
- Pick a Number: Browse the available 324 phone numbers and select the one you prefer.
- Customize Agent: Set up your AI agent to answer calls, route inquiries, and provide automated support.
- Go Live: Start receiving and managing calls instantly through your new 324 number.
Benefits of Using Goodcall for the 324 Area Code
Using a 324 area code with Goodcall helps your business establish a strong local presence while improving call handling and customer engagement.
- Stronger local presence: A 324 area code helps your business appear locally established and more recognizable to customers in the region.
- Higher call answer rates: Customers are more likely to answer calls from familiar local area codes compared to unfamiliar or out-of-area numbers.
- Stronger customer trust and credibility: A local identity helps reduce hesitation and builds confidence during first contact with your business.
- Increased lead capture opportunities: Improved response rates and customer trust help convert more inquiries into potential business leads.
- Cost-effective and scalable solution: A virtual local number helps reduce operational costs while allowing businesses to easily scale as they grow.
- Handles High Call Volume: Voice AI manages multiple calls at once without wait times or drop-offs.
Features of Goodcall to Automate Your Business Calls
Goodcall offers advanced AI-driven tools that help businesses automate communication, improve efficiency, and deliver a seamless customer experience.
- AI Answering Services: AI Answering Services works instantly to handle incoming calls with natural, human-like AI responses so no lead or customer inquiry is ever missed.
- Voice AI Conversations: Engage callers in real time using automated inbound and outbound calling, providing accurate responses without manual effort.
- Automated Appointment Scheduling: Allow customers to book appointments directly during calls using customizable conversation workflows, reducing manual coordination.
- Real-Time Analytics – Track performance and optimize your AI answering services.
- Smart Call Routing: Direct calls are routed to the right team or human agents efficiently, improving response time and overall customer experience.
- 24/7 Call Availability: Ensure your business is always reachable with scalable AI call center automation that captures every customer opportunity with better engagement.
- Continuous AI Learning – Improve responses over time with ongoing AI training.
- CRM and business tool integrations: Sync with your CRM and business tools to track calls, capture insights, and optimize performance with real-time data.
- Easy No-Code Setup – Launch Voice AI and appointment scheduling in minutes.
Pricing Plans for Local Numbers
Choose flexible Goodcall Pricing designed to grow with your business. All plans include unlimited minutes and tokens, so you never miss a customer interaction.
What you get with every plan:
- Unlimited minutes and tokens
- 24/7 AI-powered call handling
- Scalable options as your business grows
Additionally, you can save 30% on annual subscriptions, giving your business more value at a lower cost.

